Is Asking "What's Your Credit Score" A Deal Breaker?

[Pepper]

I read this article http://finance.yahoo.com/news/perfec...015017521.html

It seems 'what's your credit score?' is increasingly becoming part of the getting to know you conversations.

"So tell me, do you want to have a family?"
"Oh yes, I would love to have a noisy house full of children"
"Great! me too, so what's your credit score?"
"uh..."

I don't think I would be offended if this question was asked. If the relationship goes all the way, their credit becomes your credit. And how many times do we have to be told that money is one of the top three reasons why relationships end.

[Gen]

no I wouldn't be offended. that don't mean mi gwine to give an answer.

that's not something I would ask anyone either, at least not in the beginning.

in the meantime mi can gwaan gauge someone by their spending habits and "finance" vocab.

[Pepper]

in the meantime mi can gwaan gauge someone by their spending habits and "finance" vocab.

You would still need to know their financial history to make a an assessment somewhere in the right ballpark. He could be very liquid but that may be because he isn't paying his bills on time or at all. Or maybe paying half of the light bill this month, so he can pay the back-due phone bill from last month.

[R_C]

You would still need to know their financial history to make a an assessment somewhere in the right ballpark. He could be very liquid but that may be because he isn't paying his bills on time or at all. Or maybe paying half of the light bill this month, so he can pay the back-due phone bill from last month.

"Money can't buy love" remains one of the biggest lies that's ever been told to man.

[ILP]

mi not going to be offended if someone asked. but mi not divulging my number like that, as them might want to stick around only because my number tun out higher than theirs. i ended it with someone once because them had few times were them was "having cash flow problems". Upon my further investigation, the money was flowing, but that is because he didn't pay his bills fully and regularly. He also had a financial belief that I didnt share. Ascardin to him: One's net worth didnt matter. What mattered was your access to cash." Mi wasn't sticking around to see if I would turn into his latest line of credit.

[bigbooie]

I read this article http://finance.yahoo.com/news/perfec...015017521.html

It seems 'what's your credit score?' is increasingly becoming part of the getting to know you conversations.

"So tell me, do you want to have a family?"
"Oh yes, I would love to have a noisy house full of children"
"Great! me too, so what's your credit score?"
"uh..."

I don't think I would be offended if this question was asked. If the relationship goes all the way, their credit becomes your credit. And how many times do we have to be told that money is one of the top three reasons why relationships end.

When the person your trying to get with is asking you about your credit score, you know this is not going to go well. I would end the conversation right there.

[Pepper]

When the person your trying to get with is asking you about your credit score, you know this is not going to go well. I would end the conversation right there.

Aye sah!

[bigbooie]

Aye sah!

Peppah mi no like it when dem ask mi dat fi get a new car much less. If it bad dem give you a different deal than the one wid good credit score. So dat no mek it worse pon di man wid bad credit?

[twiney]

Peppah mi no like it when dem ask mi dat fi get a new car much less. If it bad dem give you a different deal than the one wid good credit score. So dat no mek it worse pon di man wid bad credit?

I think there are better indicators than a credit score by itself ... some have already been mentioned in this thread. But it would be a good idea to know what kind of financial risk you are putting yourself in by getting deeper involved with this individual.

[quodlibet]

I read this article http://finance.yahoo.com/news/perfec...015017521.html

It seems 'what's your credit score?' is increasingly becoming part of the getting to know you conversations.

"So tell me, do you want to have a family?"
"Oh yes, I would love to have a noisy house full of children"
"Great! me too, so what's your credit score?"
"uh..."

I don't think I would be offended if this question was asked. If the relationship goes all the way, their credit becomes your credit. And how many times do we have to be told that money is one of the top three reasons why relationships end.

It would depend on how the conversation was approached. If it is a part of mutual disclosure no problem. I cant help but remember though a friend of mine in Jamaica being asked on a first date if he had his own furniture...

[Pepper]

I cant help but remember though a friend of mine in Jamaica being asked on a first date if he had his own furniture...

No sah!!! Dem yaad ooman nah joke.

So did he?

[quodlibet]

No sah!!! Dem yaad ooman nah joke.

So did he?

Actually, he did but because she came out with it "so previous" (his words) he felt turned off by the focus.