The Last Straw!

[missus_vegas]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: SandiF</div><div class="ubbcode-body">Aside from the misuse of her social security number....

Companies are denying people employment base on their credit history??? Something is definitely wrong with that picture. What is the implication to a company hiring someone because they default on paying a utility bill.

</div></div>

logic behind it is u are less likely to commit fraud ie teif tings to help tide u over bcus ur in such a financial state. lots of companies do dat now. especially if u dealing with cash.

[missus_vegas]

Re: The Last Straw!

ilp i remember a long time ago u did post and say babygirlA madda did use the child name to get house phone. mi can swear is dat mi did read....one time wen u was telling us how babygirl work an save money for her grad an di madda same one use it off.

mi ere say a common assault fi merican parents tek out phone and light bill etc inna dem minor child name. and as dem run up di bill dem just switch phone company.

[CyberPhobic]

Re: The Last Straw!

Dem been doin dat fi years ESPRESHALLY pon peeps from di inna cities and dose who graduate from HBCU. . All wen nuh cash naah deal widd.

Mi hear sey di madda dem dweet to dem kids sayka dem have all di information pan dem like DOB etc. A criminal ting dat doe. Very sad.

[missus_vegas]

Re: The Last Straw!

some of these companies dont do a thourough ck before issuing credit. dem just want to know is a valid SIN( or watever oonuh mericans use) and di credit rate is ok. dem no check pan age etc. and more time u no apply in person so no signature no needed. i have never had to physically sign nothing to get ne untility service.

mi memba wen mi was about 16 ish mi sign up fi dis music club ting. gi dem mi SIN and everyting and i just disregard the part weh it ask if u over 18. i left it unchecked. neways dem approve and send mi a [censored] pot loada cds i had all intentions of paying dem. plus every minute dem kept on sending me new ones

neways it get to the point weh it get out a hand and dem did stawt call mi house a look fi dem money. mi madda racks mi offf good good. a lawyer friend of ours took all the cds form mi and ship dem back to the company wid a letter statin mi is a minor and dem should do dem research b4 issuing me credit. nothing never come out of it. but mi learn mi lesson fi nochuss ppl tings and no pay fah.

[ILP]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Vegas</div><div class="ubbcode-body">ilp i remember a long time ago u did post and say babygirlA madda did use the child name to get house phone. mi can swear is dat mi did read....one time wen u was telling us how babygirl work an save money for her grad an di madda same one use it off.

mi ere say a common assault fi merican parents tek out phone and light bill etc inna dem minor child name. and as dem run up di bill dem just switch phone company. </div></div>

yes, vegas, but house phone nu end up inna you consumer credit file
mek i stop chat cah...is new things oonu telling me. all now mi head a swim wid these things.

ETA: now that mi thinking on it...BabygirlA had cellie when she lived with her mother. It was turned off when she got kicked out, but mi wonder whose name was on the bill? And if that kind of thing can end up on a credit report?

[ILP]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: CyberPhobic</div><div class="ubbcode-body">Dem been doin dat fi years ESPRESHALLY pon peeps from di <span style="font-weight: bold">inna cities and dose who graduate from HBCU</span>. . All wen nuh cash naah deal widd.

Mi hear sey di madda dem dweet to dem kids sayka dem have all di information pan dem like DOB etc. A criminal ting dat doe. Very sad. </div></div>

wah daht haffi do wid anyting
it nu matter cah me'ed a dead first before smaddy ketch mi at dem deh place seh mi a gaw college.

[CyberPhobic]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Pura_Vida_ILP</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: CyberPhobic</div><div class="ubbcode-body">Dem been doin dat fi years ESPRESHALLY pon peeps from di <span style="font-weight: bold">inna cities and dose who graduate from HBCU</span>. . All wen nuh cash naah deal widd.

Mi hear sey di madda dem dweet to dem kids sayka dem have all di information pan dem like DOB etc. A criminal ting dat doe. Very sad. </div></div>

wah daht haffi do wid anyting
it nu matter cah me'ed a dead first before smaddy ketch mi at dem deh place seh mi a gaw college. </div></div>

ILP, yaah joka. Tan dey tink it nuh have nutt'n fi do widdit. Dem cawl dat &quot;PROCESS OF ELIMINATION&quot; yaah missis. All like how dem nuh want certain peeple a dem &quot;wurkplace&quot;, dat a easy reason fi rejekk dem.

Tekk a look pan di target mawkit wen it comes to credit cyaad distribution and not tuh menshan predatory lending. Is juss anadda tool. If yuh nuh believe mi, look an si a who mostly affected by dis &quot;rejection due to credit problems&quot;. Dem kno sey a dem a di most likely fi fall inna dat brakkit, suh dem use dat spoon fi drink soup...if yuh ketch mi driff.

[ILP]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: CyberPhobic</div><div class="ubbcode-body">ILP, yaah joka. Tan dey tink it nuh have nutt'n fi do widdit. Dem cawl dat &quot;PROCESS OF ELIMINATION&quot; yaah missis. All like how dem nuh want certain peeple a dem &quot;wurkplace&quot;, dat a easy reason fi rejekk dem.

Tekk a look pan di target mawkit wen it comes to credit cyaad distribution and not tuh menshan predatory lending. Is juss anadda tool. If yuh nuh believe mi, look an si a who mostly affected by dis &quot;rejection due to credit problems&quot;. Dem kno sey a dem a di most likely fi fall inna dat brakkit, suh dem use dat spoon fi drink soup...if yuh ketch mi driff. </div></div>

so what reasoning you can use fi di ones weh nu go HBCU's, no live in inna city and dem tings. Even doh di gyal muddah act inner city as all hell...is university mi meet har. And she did deh on scholarship (which she eventually lost). Mi haffi admit that iffa one ting babygirlA tek afta she wid...is the ability to lick ova any book (di rest ah jeans bruk off from there). Mi neva went ah no hbcu and babygirlA is not attending one now. mi juss a say man....please fi tek time wid me.

[kia027]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Pura_Vida_ILP</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Vegas</div><div class="ubbcode-body">ilp i remember a long time ago u did post and say babygirlA madda did use the child name to get house phone. mi can swear is dat mi did read....one time wen u was telling us how babygirl work an save money for her grad an di madda same one use it off.

mi ere say a common assault fi merican parents tek out phone and light bill etc inna dem minor child name. and as dem run up di bill dem just switch phone company. </div></div>

yes, vegas, but house phone nu end up inna you consumer credit file
mek i stop chat cah...is new things oonu telling me. all now mi head a swim wid these things.

ETA: now that mi thinking on it...BabygirlA had cellie when she lived with her mother. It was turned off when she got kicked out, but mi wonder whose name was on the bill? And if that kind of thing can end up on a credit report? </div></div>

Yes when u noh pay utilities it go pon credit report when dem lock off the account and go eena debt collection (about 3 months afta) de account close fi non payment.

[diabolical_Tanya]

Re: The Last Straw!

house phone nph report on unno credit in the USA? it does here

[Skelly]

Re: The Last Straw!

wah wrang wid HBCU

[SandiF]

Re: The Last Straw!

What is HBCU?

It look like from you have smaddy SSN you can tek out any amount a credit whatnot and run up di bill and left the owner for the SSN to do deal with it. A dat did happen to me over the winter. All dem had was my SSN and get troo wid nuff credit.

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Skelly</div><div class="ubbcode-body">wah wrang wid HBCU </div></div>

[CyberPhobic]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Pura_Vida_ILP</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: CyberPhobic</div><div class="ubbcode-body">ILP, yaah joka. Tan dey tink it nuh have nutt'n fi do widdit. Dem cawl dat &quot;PROCESS OF ELIMINATION&quot; yaah missis. All like how dem nuh want certain peeple a dem &quot;wurkplace&quot;, dat a easy reason fi rejekk dem.

Tekk a look pan di target mawkit wen it comes to credit cyaad distribution and not tuh menshan predatory lending. Is juss anadda tool. If yuh nuh believe mi, look an si a who mostly affected by dis &quot;rejection due to credit problems&quot;. Dem kno sey a dem a di most likely fi fall inna dat brakkit, suh dem use dat spoon fi drink soup...if yuh ketch mi driff. </div></div>

so what reasoning you can use fi di ones weh nu go HBCU's, no live in inna city and dem tings. Even doh di gyal muddah act inner city as all hell...is university mi meet har. And she did deh on scholarship (which she eventually lost). Mi haffi admit that iffa one ting babygirlA tek afta she wid...is the ability to lick ova any book (di rest ah jeans bruk off from there). Mi neva went ah no hbcu and babygirlA is not attending one now. mi juss a say man....please fi tek time wid me. </div></div>

Dem target dem said way. Dem nuh hoff tuh guh tuh HBCU, dem juss get fi target more a dem dat guh tuh HBCU due to &quot;strength in numbers&quot; Naaaahmean?

Eida way, a target mawkit fuh dese peeple is a target mawkit, nuh matta whe dem dey. *We* tend tuh fall victim tuh di game tho, becau nuff a we nuh too-too righted wen it comes tuh watching we credit, an dem kno dat.

[CyberPhobic]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Skelly</div><div class="ubbcode-body">wah wrang wid HBCU </div></div>

Nutt'n nuh wrang wid dem from whe mi stand. Di oppressors juss seem tuh use dem sayka how dem dey one place an love fi spen, spen, spen, askawrdin tuh di census takers dem.

[CyberPhobic]

Re: The Last Straw!

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: SandiF</div><div class="ubbcode-body"><span style="font-weight: bold">What is HBCU?</span>

It look like from you have smaddy SSN you can tek out any amount a credit whatnot and run up di bill and left the owner for the SSN to do deal with it. A dat did happen to me over the winter. All dem had was my SSN and get troo wid nuff credit.

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Skelly</div><div class="ubbcode-body">wah wrang wid HBCU </div></div> </div></div>

<span style="font-weight: bold">Historically Black Colleges and Universities </span>