Tweet
Re: Privacy
Well dem neva really open a new account. Dem jus a hitch to fi mi account and tek libatty wid it.
What I found out later is that they did call me and left a message about suspicious activity on my US cell phone. Only thing is I never check that voicemail because people know to call me on a different number.
I really can't have a third party monitor my activity because they will lock it off too often. Since I have transactions all over the world all the time, it will come up as suspicious. So there's a fine line to where you have to trade security for practicality.
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Jazz</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: MaJix</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Pepper</div><div class="ubbcode-body">LOL, me meant privacy of your personal information. </div></div>
Well I thought so until 3 days ago.
All no mi check mi bank account and see some transactions in Houston, TX. Now knowing I was on an airplane about 10,000 miles away from Houston at that time me raise mi eyebrow and call the bank. Mi ask them how could someone be using my debit card in Houston when I'm holding it in my hand!?!?!?
Turns out some credit processing company that many merchants use had a security breach and hundreds of thousands of credit and debit card numbers got teef'ed. The ginnal dem make credit cards using YOUR number but FI DEM name de pon it!
After she cancel my card and refund the transactions me ask the bank lady what mi can do to prevent this from happening in the future. Hear her nuh...nothing!
</div></div>
Magic you can put a freeze on your credit file with the 3 credit reporting agencies - what this does is that whenever someone (or you) try to open a new credit account - they are told to call and verify some personal information before the transaction can be approved...
They will usually ask questions that only you would know the answer to eg. they will list 3 addresses with slight changes and ask which one did you live at or something like that - you have to answer 32 corret questions before they will approve the new account.
I have had that on my file for almost 4 years now and it works beautifully.
I signed up with a company called trusted ID - and they handled all the details for me in - they also monitor all my credit and debit cards and was able to let me know once when they said one of my cc numbers came up for sale on one of these illicit websites - I was able to cancel the card before any damage was done.
If I am goin to make a major purchase or open anew account I cal ahead and let them know - so they expect the credit to be run.
makes me sleep a little easier at night </div></div>
Well dem neva really open a new account. Dem jus a hitch to fi mi account and tek libatty wid it.
What I found out later is that they did call me and left a message about suspicious activity on my US cell phone. Only thing is I never check that voicemail because people know to call me on a different number.
I really can't have a third party monitor my activity because they will lock it off too often. Since I have transactions all over the world all the time, it will come up as suspicious. So there's a fine line to where you have to trade security for practicality.
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Jazz</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: MaJix</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Pepper</div><div class="ubbcode-body">LOL, me meant privacy of your personal information. </div></div>
Well I thought so until 3 days ago.
All no mi check mi bank account and see some transactions in Houston, TX. Now knowing I was on an airplane about 10,000 miles away from Houston at that time me raise mi eyebrow and call the bank. Mi ask them how could someone be using my debit card in Houston when I'm holding it in my hand!?!?!?
Turns out some credit processing company that many merchants use had a security breach and hundreds of thousands of credit and debit card numbers got teef'ed. The ginnal dem make credit cards using YOUR number but FI DEM name de pon it!
After she cancel my card and refund the transactions me ask the bank lady what mi can do to prevent this from happening in the future. Hear her nuh...nothing!
</div></div>Magic you can put a freeze on your credit file with the 3 credit reporting agencies - what this does is that whenever someone (or you) try to open a new credit account - they are told to call and verify some personal information before the transaction can be approved...
They will usually ask questions that only you would know the answer to eg. they will list 3 addresses with slight changes and ask which one did you live at or something like that - you have to answer 32 corret questions before they will approve the new account.
I have had that on my file for almost 4 years now and it works beautifully.
I signed up with a company called trusted ID - and they handled all the details for me in - they also monitor all my credit and debit cards and was able to let me know once when they said one of my cc numbers came up for sale on one of these illicit websites - I was able to cancel the card before any damage was done.
If I am goin to make a major purchase or open anew account I cal ahead and let them know - so they expect the credit to be run.
makes me sleep a little easier at night </div></div>
mis dis type in mi name....an dem give a list of all the places that I've worked including my current job..... 
Or use one five dollah one like Jazz.
dis give mi an idea fi a chread</span>
mi look up miself on that pipl site an only found FB, myspace an mi phone number (which is listed) no address or workplace or anyting like dat. 
Comment